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Ditch the Piggy Bank

Do you keep your money in a piggy bank, a drawer or tucked somewhere safe at home? Maybe you should ditch the piggy bank and keep it in a savings account at your credit union. In reality, the best place to keep your money, especially if you have a lot of it, is at your credit union.

Keeping a lot of cash lying around is risky, you never know if it’ll get lost or be stolen. If you’re lucky enough to have $100.00 or more saved, it might be time to mom or dad to open a savings account for you. Here’s why it’s a good idea::

Monthly statements - Your credit union sends you a monthly record that lists your deposits, withdrawals, and current balance for the month. Having a statement gives you a better idea of what you have and is easy to use?

Earning interest - When you have money in a savings account, your credit union pays you for letting them keep your money there. That’s called interest. Might as well have your money make money for you!

Out of sight - Having your money in a savings account will make it a bit harder to get to; making it easier to ignore those impulse buys. When your money is out of sight, it’s out of mind and is able to earn even more money for you!